2’2012 . 10.6. . , ., « - » - . , , . ( , . - , - ), - . . - , , . - , - . ( . , . 1930- . , - , . , . . . ) . , , , , , . . . , ), : ; - , . - . : - ; . , , . - , , , . 0,5. , . , - , . . », ( ) . , - , , - ( ) . . , - , . : , ; ; , ; , ; . - . , 0 - - (0,3% 2009 .). , . . , - 25% : , . - ; ; , . , , . : - ; . , . - , . . . - - , , . - . . , , . , : ( , , ) , - , , , , . , , . - : ( - . ); ; , - . . , - - , . , , - , . - . . , , , - . , - . . . - , - . . : . , , - . , . - , , , . , . . - . , - . - . - : . 1 2’2012 , , , , : . , , , - ; - . . - , ) : ; , ; . , . - . ) - , ( , ( ) - , ( . , , - ) . - : . , , , ; , . , - , . : , ; , , - - ; , , , ; , - . ., . . , , , , . , . , , , . - . , , , , - . , , . , . , . , ( ): , , , . , , , , . , « » , . , , , - , . - - , - , - , , . 2 , - , . . - , , . - . . - , , 15% . 5% , 2009 ., - . . . , - , , , ( . ), ( , , ) , - . - . . , - , . . , , - , - . - . , . , . , - . ( . ) , . – - : , », « 2009 . 4 386,1 , 3 998,3 . ., 110,0% . - , . ) – 4 333,5 . 2010 . 2011 . ( ., . , . , - , 2010 . 2010 . 2009 . 53 , , , 2,2-1,4 . , , , 1,3-1,2 , , , 6,2%). . , . 5,7% ( 2009 . , - , 30 . 2009 . - . . , . . 2010 . ( , ), 37-20%) , , , , - . , , , . , , . 2010 . , - 12,3% . ( ( 23,6%), . 25,1%), ( 18,4%) , , - - , . , , . ( . 2,8%) , - . 3 2’2012 , , , 2010 . 5,3% - , . 5,1% - . 12,6%, 4,1% 100 - , , , , , , , . . 4,5%. - 5-12% 7-18% 1. [ 24 . 2004 . « . 2. . 190- ]: . ». .- [ , , - 3. . . 5. . , .: - ; ; ; ; - , ; ; - ; ; : ; , . [ .: ; . . ]/ , 2002. – 192 . ( ). [ ]: . : http://www.sroup.ru. : , [ ]/ . .– , 2006. – 543 . .– 4. . ]/ - . - ; , , ; - , , ; . ; - , . ; - ; . - , , ; , , , . ; , - , ; - , . , , ; - ; , . - ; . . - , , . - 4 - . . . ., ., , . « » . 10.6. FINANCIAL RISKS OF SMALL ENTERPRISES IN CONSTRUCTION BUSINESS D.G. Grigoryan, Post-Graduate Student Of Chair «The Finance And The Credit» VGN the Ministry of Finance of Russia For any business decrease in financial risk to a minimum level is important. The risk and income problem is one of key concepts in a financial and production activity of the enterprises. The problem of minimization of financial risk and maintenance of optimum economic potential of the organizations of small business gets a special urgency in an unstable financial situation. In given article the short analysis of the small organizations of the building complex forming potential of development of real sector of economy existing financial risks is offered minimal level. The risk and income problem is one of key concepts in financial and industrial activity of the enterprises. Literature 1. The town-planning code of the Russian Federation. 2. M.J. Viktorov. The dissertation Self-regulation as the factor developments of building sphere. 3. R.M. Kachalov. Upravlenie economic risk. – : the Science, 2002. – 192 p. (The Economic science of modern Russia). 4. A.S. Shapkin. economic and financial risks: an estimation, Management, portfolio of investments. – : Dashkov and To, 2006. – 543 p. 5. www.sroup.ru Keywords Financial risk; tax risk; insurance; the self-adjustable organizations; financial stability; own means; fixed capital; non-material actives; circulating assets; debit and accounts payable; own and extra means. 5